A no today isn’t a no forever. Your refusal letter tells us exactly what went wrong — and most of it is fixable. The mistake is reapplying with the same file. We decode it, rebuild it, and turn it around. Send us the letter — the analysis is free.
The trap
A refusal feels like a verdict on you. It isn’t — it’s a list of specific gaps in a document. The cruel part is that reapplying without fixing those exact gaps almost always fails again, and each refusal makes the next officer more sceptical. Break the cycle by answering the letter, not ignoring it.
Each refusal is on record. The next officer sees it — a fresh file has to be visibly stronger.
The letter is a map. Every refused ground is named. Fix those and the case changes.
Speed isn't the answer. Reapplying in a panic with the same evidence wastes another fee.
Send us the refusal letter and we'll tell you, free, whether your case is winnable and exactly what it takes.
What SwiftPass does
Send us your UKVI refusal notice and we read it paragraph by paragraph — at no cost — and tell you whether the case is winnable and exactly which grounds to rebuild. Then we restructure the financials, document your ties, and rewrite the purpose so the new file answers every cited reason.
We rebuild the bank narrative, paper-trail every deposit, and resolve the cost-to-income ratio the officer flagged.
Three independent return anchors — employment, property/business, family — each with evidence that survives a skim.
A clear itinerary and a bespoke cover letter so your travel reads as genuine and consistent.
We don't resubmit until every reason is answered — then complete and file the fresh application for you.
Nearly every Nigerian UK refusal cites one of these — and each is fixable before you reapply.
Unexplained deposits, inconsistent balance, the cost vs income ratio
One or two anchors isn't enough — UKVI wants three, documented
A vague itinerary reads as not genuine — cohesion is everything
How it works
We read your UKVI refusal notice line by line — free — and tell you exactly which paragraphs sank you and whether the case is winnable.
Every cited ground is answered with new evidence: financial narrative restructured, three ties documented, purpose and cover letter rewritten.
We complete and submit the fresh application and guide your TLScontact appointment, tracking UKVI until the new decision.
The refusal-letter analysis is free. Service fees are flat, and the service guarantee is included.
Self-guided, expert-checked
Expert rebuilds your file
A specialist handles it all
Priority · zero effort
UKVI fees (from £127) and TLScontact fees are paid again to the UK government on each application — we never mark them up.
Yes — there's no mandatory waiting period for most refused visitor visas; you can reapply as soon as you've addressed the reasons. But that's the key: reapplying with the same file almost always gets the same refusal. SwiftPass reads your refusal letter, fixes every cited ground, and rebuilds the application properly. Send it to us — the analysis is free.
UKVI refusal letters are specific. For Nigerians the most common grounds are financial credibility (unexplained deposits, the cost-to-income ratio), weak ties to Nigeria, and an unclear or inconsistent travel purpose. Your letter cites yours by paragraph — SwiftPass decodes exactly what to fix.
Not if the root causes are fixed. Most second refusals happen because applicants resubmit the same evidence with the same gaps. We don't reapply until every cited reason is answered with new, credible evidence — which is why our reapplication approval rate is strong.
Long enough to fix the file properly — not so long that your circumstances change. For most refusals there's no fixed waiting time. SwiftPass tells you, after reading your letter, whether to move now or strengthen something first (e.g., let a maintenance balance season).
The UKVI fee (from £127) and TLScontact fees are paid again to the UK government on each application — refusals are non-refundable, which is exactly why the next one has to land. SwiftPass service fees are separate, from $199 flat, and the refusal-letter analysis is free.
Send us the refusal letter. We'll decode it for free, tell you honestly if it's winnable, and rebuild the file that gets the yes. 87% of our reapplications are approved. Flat $199.
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